But Garfield, a former investment banker and former trial attorney, goes
further. He says that homeowners can walk into the courthouse in foreclosure and
walk back out having foreclosed on their lender and receiving the title to their
home free and clear of the mortgage or note. He turns the windfall argument
about how unfair it would be for some people to get their homes for free and
uncovers the real windfall — that lenders who have been paid in full and
received undisclosed fees, are now foreclosing on property so that they end up
with the property, the money, and a deficiency judgment too. It is the ultimate
windfall and the misperceptions and ideologies that are in circulation
perpetuate the fraud that has been committed on our citizens, our country’s
place in the world, the erosion of our economy, and the value of our money.
Garfield is now in the process of giving low-cost seminars to lawyers and
homeowners on the basics of defending their property and seeks nothing less than
to stop All foreclosures on property financed between 2001-2008, which is when
Wall Street stepped into the mortgage market and caused a drop in underwriting
standards that can only be understood by people like Garfield, who worked
there,
@USJUSTICE4ALL
It CAN be fought and won!! Takes a LOT of persistence and
fight, not easy, but it CAN be done. Of my group of about six or so, not one of
us has lost a home (average time about 3-5 years) and we have received two
without prejudice dismissals, which we’ll take it as a victory! Bottom line –
FILE COMPLAINTS, FILE COMPLAINTS, FILE COMPLAINTS – on the notaries, judges,
attorneys, clerks, bailiffs, you name it, if they step out of line in the least
way, PROPERLY and thoroughly demonstrate and document where they crossed the
line, and what law, code, rule, statute, etc., they broke, and be persistent in
follow-up. Do NOT just complain about how you feel, be precise in what law, etc
they broke. Don’t worry if your complaint is denied KEEP AT IT, as those
officials that do not properly act can be held liable for their failure to do
their jobs.
@ SUE
EDUCATE yourself as thoroughly and as quickly as
possible, and if you MUST hire an attorney, do it for as short a period of time
as possible while you learn how to defend yourself and assert your rights. YOU
have the most vested interest in your case, and YOU have more power in that
courtroom than any attorney as you are there by right, they are there by
privilege, but you must know how to assert your rights, because if you do not,
they will steam roll you very quickly. Sites such as Neil’s, 4closurefraud.org,
foreclosurehamlet.org, Matt Weidner, and check out Dylan Ratigan